Payment Gateway for SMM Panels in Pakistan

If you run an SMM panel, your customers add funds to their balance and then place orders. The weak point is almost always the add funds step: manual payment proofs, slow approvals and users who pay but wait hours for their balance. An automatic payment gateway for SMM panels removes that delay and the admin work with it.

The problem with manual add funds
How automatic add funds works
A ready-made panel module
Safe by design
Setting it up
Tips for panel owners
FAQ

The problem with manual add funds

Customers send payment proofs and wait for an admin to approve them.
Fake or reused screenshots cost you money.
Admins spend hours checking transfers instead of growing the panel.
Customers who wait for a balance often leave for a competitor.

How automatic add funds works

The customer chooses an amount on your add-funds page.
Your panel creates a unique payment reference and sends it to ZurvaPay.
The customer pays on our hosted checkout, which works well on mobile.
ZurvaPay sends a signed notification to your panel.
Your panel verifies it and credits the balance once, instantly.

No screenshots, no waiting, no manual approval.

A ready-made panel module

ZurvaPay has a ready-made payment module for panels built on the popular SMM panel script. It adds a ZurvaPay method to your add-funds page, a settings form in your admin area for your keys, a callback that credits balances, and a cron script that re-checks pending payments. It comes with an installation guide and a small SQL file. Contact us to get the module for your panel.

Safe by design

Signed notifications. A balance is credited only after the signature is verified with your secret key.
Credited once. Each payment can add funds a single time, even if the notification is sent twice.
Amount check. The credited amount comes from the verified payment, not from the customer's browser.
Recovery of pending payments. If a customer pays but closes the page, a cron check completes the order, so nobody loses money.

Setting it up

Open a merchant account and complete KYC for your panel's website.
Copy your public and secret keys from your dashboard.
Install the module files and run its SQL file.
Enter your keys in the panel's payment settings and set the minimum and maximum amounts.
Add the cron job and run one small real payment.

Tips for panel owners

Show a clear minimum add-funds amount so customers know what to expect.
Keep your panel's domain exactly as registered on your merchant account.
Use the Check Payment Status page to answer "I paid but have no balance" tickets in seconds.
If you resell or run several panels, use sub-merchants so each panel has its own keys and reports.

Frequently asked questions

Do I need a developer to install it?

If you can upload files to your panel and run an SQL file, you can follow the guide. We are happy to help.

What if a customer pays and the balance does not appear?

Look up the transaction on the Check Payment Status page. Paid payments are confirmed automatically and credited once by the notification or the cron check.

Can I run more than one panel?

Yes. Register each panel domain, ideally as a sub-merchant under your verified account.

Does it work with currency conversion?

Payments are made in PKR. If your panel shows other currencies, your panel converts the PKR amount before crediting.

Automate your add funds

Open a ZurvaPay merchant account or contact us and we will help you get started.

Payment Gateway for SMM Panels in Pakistan: Automatic Add Funds for Your Panel